How Much Does Etsy Charge Sellers in 2026? Full Fee Breakdown

Etsy charges sellers a stack of five separate fees, and together they take roughly 15-16% of every order in the US. If you only know about the 6.5% transaction fee, you're under-pricing your products. Here's every fee in the 2026 schedule and what it really costs.

The five Etsy fees in 2026

• Listing fee — $0.20 per item. Charged every time a listing is created or renewed (listings auto-renew every 4 months or until sold).
• Transaction fee — 6.5%. Charged on the total order: item price + shipping + gift wrap.
• Payment processing — 3% + $0.25. On the total order, in the US.
• Regulatory operating fee — 0.5%. A US-only fee on the item price, introduced in 2023.
• Offsite ads — 12-15%. Only when a sale is attributed to Etsy's offsite ads. Shops under $10,000/year can opt out; larger shops pay the 15% forced rate.

A real example

You sell a mug for $25 with $4.50 shipping. The 6.5% transaction fee applies to $29.50 ($1.92), the payment fee is 3% + $0.25 ($1.14), the listing fee is $0.20, and the regulatory fee is 0.5% of $25 ($0.13). Total: $3.39 in fees — about 11.5% of the item price, and you haven't paid for materials yet.

Run your own numbers with the Etsy Fee Calculator to see the exact figure for your products.

Why sellers under-price

Most sellers calculate only the 6.5% transaction fee and assume they keep ~93%. The real number is closer to 84-85% before product cost and shipping. A product priced at cost-plus-20% is usually selling at a loss. That's why the Etsy Profit Calculator subtracts every fee, not just the headline one.

Does Etsy charge a monthly fee?

No. Etsy has no monthly store subscription. You pay only the listing fee per item and the fees per sale. Your costs scale with what you list and sell, which is why understanding the per-sale fee stack matters so much.

Bottom line

Budget for 15-16% of every order going to Etsy, before your own costs. Use the fee schedule above or the calculators on this site to price accordingly, and your profit margins will finally match your expectations.